LOAN TYPES

LOAN TYPES

LOAN TYPES

A loan for any situation.

From home purchases to commercial deals, we offer smart solutions tailored to your goals.

Residential

Commercial

Government

Backed by federal programs, these loans are designed to help more people qualify with flexible guidelines and low down payments.

Lower Credit Scores

First-time buyers

Low to Zero Down

Rural and Military

Flexible Income Limits

Conventional

Great for well-qualified buyers, these loans offer competitive rates, flexible terms, and fewer restrictions than government-backed options.

Higher Loan Limits

Primary or Investment

No PMI Options

Appraisal Waiver Eligibility

Recast Options

Non-QM

Flexible loan programs designed for borrowers who don’t meet traditional guidelines—perfect for self-employed , investment, and unique income situations.

No Tax Return Options

Flexible Credit Guidelines

Foreign National Eligibility

Bank Statement Income

DSCR

Residential

Commercial

Government

Backed by federal programs, these loans are designed to help more people qualify with flexible guidelines and low down payments.

Lower Credit Scores

First-time buyers

Low to Zero Down

Rural and Military

Flexible Income Limits

Conventional

Great for well-qualified buyers, these loans offer competitive rates, flexible terms, and fewer restrictions than government-backed options.

Higher Loan Limits

Primary or Investment

No PMI Options

Appraisal Waiver Eligibility

Recast Options

Non-QM

Flexible loan programs designed for borrowers who don’t meet traditional guidelines—perfect for self-employed , investment, and unique income situations.

No Tax Return Options

Flexible Credit Guidelines

Foreign National Eligibility

Bank Statement Income

DSCR

Residential

Commercial

Government

Backed by federal programs, these loans are designed to help more people qualify with flexible guidelines and low down payments.

Lower Credit Scores

First-time buyers

Low to Zero Down

Rural and Military

Flexible Income Limits

Conventional

Great for well-qualified buyers, these loans offer competitive rates, flexible terms, and fewer restrictions than government-backed options.

Higher Loan Limits

Primary or Investment

No PMI Options

Appraisal Waiver Eligibility

Recast Options

Non-QM

Flexible loan programs designed for borrowers who don’t meet traditional guidelines—perfect for self-employed , investment, and unique income situations.

No Tax Return Options

Flexible Credit Guidelines

Foreign National Eligibility

Bank Statement Income

DSCR

WE'VE GOT YOU COVERED

WE'VE GOT YOU COVERED

WE'VE GOT YOU COVERED

Frequently Asked Questions

What is a pre-qualification and why is it important?
How does the mortgage application process work?
What factors affect mortgage eligibility?
What is the normal timeline to close?
How are interest rates determined?
Do you work with first-time homebuyers?
Do you have down payment assistance programs?
Am I considered a first-time homebuyer?
What is a pre-qualification and why is it important?
How does the mortgage application process work?
What factors affect mortgage eligibility?
What is the normal timeline to close?
How are interest rates determined?
Do you work with first-time homebuyers?
Do you have down payment assistance programs?
Am I considered a first-time homebuyer?
What is a pre-qualification and why is it important?
How does the mortgage application process work?
What factors affect mortgage eligibility?
What is the normal timeline to close?
How are interest rates determined?
Do you work with first-time homebuyers?
Do you have down payment assistance programs?
Am I considered a first-time homebuyer?

Transform your mortgage experience with digital innovation and convenient transactions.

Copyright © 2025 Horizon Funding LLC, DBA Horizon Funding

Licensed Mortgage Broker. All loans arranged through third-party providers. Not all applicants will qualify. Terms and conditions apply. This is not a commitment to lend. Loan programs, rates, terms, and conditions are subject to change without notice. Equal Housing Opportunity.

1822 W Brookwood Ct. Phoenix, AZ 85045 | (833) 435-6261 | www.hf.loans | Company NMLS 2486013

Twitter

Instagram

Youtube

Transform your mortgage experience with digital innovation and convenient transactions.

Copyright © 2025 Horizon Funding LLC, DBA Horizon Funding

Licensed Mortgage Broker. All loans arranged through third-party providers. Not all applicants will qualify. Terms and conditions apply. This is not a commitment to lend. Loan programs, rates, terms, and conditions are subject to change without notice. Equal Housing Opportunity.

1822 W Brookwood Ct. Phoenix, AZ 85045 | (833) 435-6261 | www.hf.loans | Company NMLS 2486013

Twitter

Instagram

Youtube

Transform your mortgage experience with digital innovation and convenient transactions.

Copyright © 2025 Horizon Funding LLC, DBA Horizon Funding

Licensed Mortgage Broker. All loans arranged through third-party providers. Not all applicants will qualify. Terms and conditions apply. This is not a commitment to lend. Loan programs, rates, terms, and conditions are subject to change without notice. Equal Housing Opportunity.

1822 W Brookwood Ct. Phoenix, AZ 85045 | (833) 435-6261 | www.hf.loans | Company NMLS 2486013

Twitter

Instagram

Youtube