Horizon Funding (“we,” “our,” or “us”) is committed to safeguarding your privacy and maintaining your trust. This Privacy Policy explains how we collect, use, and protect your personal information when you visit our website at hf.loans (also accessible via horizon-funding.com) or interact with our services online.

By using this website, you consent to the practices described in this Privacy Policy. If you do not agree with any part of this policy, please do not use the Site.

Information We Collect

We collect both personal and non-personal information when you visit the Site or communicate with us through online forms, email, phone, or text.

Information You Provide Directly:

• Name, phone number, and email address

• Income, employment, and asset details

• Social Security Number (when submitted as part of a loan application)

• Any messages or forms you submit on the Site

Information We Collect Automatically:

• IP address, browser type, and device information

• Pages viewed and time spent on the Site

• Referring website URLs

• Cookies and other tracking technologies

How We Use Your Information

We may use the information we collect to:

• Respond to inquiries and provide loan-related services

• Evaluate your eligibility for loan programs

• Process applications and manage loan-related documents

• Communicate updates or disclosures related to your loan file

• Improve website functionality and content

• Comply with federal, state, and industry regulations

We do not sell your personal information to third parties. Your data is used strictly for communication, lending, and internal marketing purposes, unless otherwise required by law.

Sharing of Information

Your information may be shared in the following circumstances:

• With third-party service providers who support our operations (such as credit reporting agencies, title companies, CRM software, and website platforms)

• With licensed mortgage professionals employed by or contracted through Horizon Funding

• As required by law or in response to regulatory authorities

• When necessary to process a loan transaction at your request

All partners and providers we work with are expected to protect your information and comply with relevant privacy and data protection standards.

Cookies and Tracking Technologies

We use cookies and other tracking tools to enhance user experience, measure site traffic, and better understand how visitors interact with our content.

You may disable cookies in your browser settings, though some functionality on hf.loans may be limited as a result.

Email, Text, and Phone Communication

By submitting your information through hf.loans, you consent to be contacted by Horizon Funding via email, phone call, or text message for the purposes of discussing your inquiry, application status, or available loan options.

You may opt out of marketing emails by clicking the unsubscribe link or replying to a message to request removal from future communications.

Data Security

We maintain reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, disclosure, or misuse. While no method of transmission over the internet is 100% secure, we use encryption, access controls, and secure servers to help protect your data.

Your Rights

You may request access to the personal information we hold about you and ask that we update, correct, or delete it, subject to legal exceptions. To make a request, contact us using the information at the bottom of this page.

Children’s Privacy

Our services are intended for users 18 years or older. We do not knowingly collect information from individuals under the age of 18. If we learn that we’ve collected such information, we will delete it promptly.

External Links

Our Site may include links to third-party websites. Horizon Funding is not responsible for the content, security, or privacy practices of these websites. We recommend reviewing their privacy policies before submitting any personal information.

Policy Updates

We may update this Privacy Policy from time to time. Any changes will be posted on this page with a new effective date. Your continued use of hf.loans after any changes constitutes your acceptance of the revised policy.