Shop with Support: How We Keep You Ahead While You House Hunt

When you’re out looking at homes, you need more than just a pre-approval letter—you need a partner working behind the scenes to make sure your financing supports every move you make.

At Horizon Funding, we don’t just wait for you to find a house. While you shop, we’re actively supporting your strategy—making sure every offer you make is competitive, well-structured, and built to succeed.

🤝 Behind the Scenes, We're Working for You

As you explore homes with your real estate agent, your Horizon loan officer is:

• Running updated loan estimates on properties you're considering

• Preparing revised approval letters tailored to each offer

• Helping structure offers to maximize seller credits and reduce closing costs

• Advising on how to frame your purchase price to strengthen your negotiation position

• Staying closely aligned with your agent so everyone is in sync

We don’t just react—we help you stay strategic.

🧠 Offer Strategy Is Part of the Plan

Buying a home isn’t just about picking the right one—it’s about crafting a smart offer. At Horizon, we provide tactical advice on:

• How to leverage seller credits to lower your out-of-pocket costs

• When to push on purchase price vs. concessions

• How to make your financing terms more attractive to sellers

• How to reduce the chance of surprises during underwriting

We act as your advisor—not just your lender—through the offer process. This way, you can walk into every negotiation knowing you’re backed by a smart, supportive plan.

📲 Real-Time Help, Right When You Need It

Whether you're:

• Making an offer on a new listing

• Needing an updated letter while you're at a showing

• Comparing scenarios between two properties

• Wondering if a seller-paid closing cost strategy could free up cash for upgrades

We’re just a message away—and ready to help.

You won’t be alone or waiting in line. Our job is to keep the financing side smooth, fast, and tactically aligned with your goals.

💬 What Clients Say

“They didn’t just approve me and disappear—my loan officer helped me fine-tune every offer so we could compete without overpaying.”
– Buyer in Scottsdale, AZ

“We ended up getting a great seller credit because Horizon Funding showed us how to structure it the right way.”
– Horizon Client, Surprise, AZ

🎯 Bottom Line: You Shop. We Strategize.

This market moves quickly. The strongest buyers aren’t just pre-approved—they’re supported by a lender who’s thinking a few steps ahead.

At Horizon Funding, we stay connected from the first home you tour to the final contract you sign—so that when you’re ready to make a move, your financing is ready to back you up.

Smart offers. Strategic support. Real partnership.

Let’s find your home—together.